Divorce Settlement Calculator

Reviewed by Paz Delacroix (PD), Editor-in-Chief — Family Law & Divorce Litigation Practice. Updated May 2026.

Divorce settlement involves dividing marital property, determining spousal support (alimony), and — when children are involved — child support and custody arrangements. Asset division rules differ significantly by state: nine states use community property (50/50 split of marital assets); the rest use equitable distribution (fair but not necessarily equal). This calculator estimates potential settlement ranges based on your inputs — it is an educational tool, not legal advice.

Run the estimate

Total marital assets (USD — home equity, savings, investments, retirement) Total marital debt (USD — mortgage balance, car loans, credit cards) Your annual income (USD) Spouse’s annual income (USD) Years married Property division regime Equitable distribution state (most states) Community property state (AZ, CA, ID, LA, NV, NM, TX, WA, WI) Fault divorce state & fault involved? No-fault divorce (irreconcilable differences only) Fault grounds (adultery, abandonment, cruelty) — may affect division Estimate settlement

Talk to a Divorce attorney — free

Free, no-obligation case review from a verified attorney in your area. Most respond within 24 hours.

Website (leave blank)

First name *

Last name *

Email *

ZIP code *

Approximately when did the incident happen?

Briefly describe what happened *

By clicking "Get my case review", I agree to be contacted by The Click Lab Agency LLC and its partner attorneys by email at the email address I provided. Consent is not a condition of service. I confirm I am 18 or older, a US resident, and the information provided is true.

Get my free case review →

This is an advertisement. The Click Lab Agency LLC is not a law firm and does not provide legal services or representation. We are a media supplier that connects users with attorneys licensed in their jurisdiction. No attorney-client relationship is created by submitting this form.

How divorce asset division works

In community property states, marital property (acquired during the marriage) is split 50/50. Separate property (owned before marriage or received as gift/inheritance) is not subject to division. In equitable distribution states, courts divide marital property “equitably” — considering each spouse’s income, contributions, needs, and length of marriage. Equitable does not mean equal; outcomes range from 45/55 to 60/40 depending on circumstances.

The starting point in any divorce is classifying each asset as marital or separate. Marital property is everything acquired during the marriage with marital funds — including the family home, joint savings accounts, investment accounts funded with earned income, and retirement benefits accrued during the marriage. Separate property includes assets owned before the marriage, inheritances received during the marriage (and kept genuinely separate), and gifts from third parties. Commingling — mixing separate property with marital funds — can convert separate property to marital property, which is why documentation and tracing matter.

Spousal support overview

Alimony duration and amount depend on the income disparity, length of marriage, and standard of living during the marriage. In long marriages (15+ years) with significant income disparities, long-term or permanent alimony may be awarded. Short marriages typically produce rehabilitative alimony of 1–3 years. Modern family law in most states favors rehabilitative support designed to help the lower-earning spouse become self-sufficient, rather than indefinite income transfers. The tax treatment of alimony changed with the 2017 Tax Cuts and Jobs Act: for divorces finalized after December 31, 2018, alimony is neither deductible by the payer nor taxable income to the recipient.

Understanding your estimate

The calculator produces a rough range based on the inputs you provide. It applies the community property 50/50 presumption directly, and for equitable distribution states applies an income-disparity and marriage-length adjustment consistent with published research on typical court outcomes. The spousal support estimate uses 25% of the income gap for marriages of five or more years, capped at the shorter of marriage length in months or 120 months. These are heuristics — actual outcomes depend on your state’s specific statutes, your judge’s discretion, the quality of negotiation, and facts the calculator cannot know. Use the estimate to orient your thinking, then consult a licensed family law attorney for your specific situation.

Where to learn more

See how divorce asset division works, spousal support guide, what to do during divorce, and common divorce settlement misconceptions. The FAQ covers community property, retirement accounts, and QDRO basics.